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TipLedger vs Kickfin

Kickfin automates tip pooling and pays tips out instantly to staff bank accounts, and it can also route earnings through payroll. TipLedger does not move money: it calculates tip-outs from figures you enter and exports a CSV.

If you want tips calculated and paid digitally in one system, Kickfin is built for that. If you pay tips another way and want a simple place to enter shift figures, apply your rules and export results, TipLedger may be enough.

TipLedger

Tip-management software for a single restaurant location. You enter shift sales and tip figures by hand, set your own tip-out rules per shift type, review each staff member’s breakdown and export CSV for your payroll provider or accountant. No POS or payroll connection. Starter $19/mo or Professional $39/mo, one location each (Multi-Location is coming soon); 30-day free software trial, no card to sign up.

Kickfin

Automated tip pooling with instant direct-to-bank tip payouts. Often a fit for: Operators who want tip calculation and digital payouts handled together.

Side by side

FeatureTipLedgerKickfin
Tip pooling calculationYes — rules you configure per shift typeYes — automated tip pooling
Pays tips to staffNo — TipLedger does not pay anyoneYes — instant direct-to-bank payouts
PayrollCSV export you import or rekey; no payroll connectionCan route earnings via payroll

Reviewed September 2026; features and plans may change. Kickfin details come from its official site: kickfin.com Kickfin instant tip payouts . Check there for current features and pricing.

When Kickfin may fit better

  • You want tips paid to staff digitally, the same night, instead of in cash or on a paycheck.
  • You want pooling and payouts in one system rather than calculating in one tool and paying in another.
  • You prefer earnings to flow through a connected payroll route instead of a CSV you handle yourself.

When TipLedger may fit better

  • You already pay tips through cash or your payroll and only need the calculation and records.
  • You are fine entering shift figures by hand and want to avoid connecting other systems.
  • You want a published monthly price for one location and a CSV you control.

What TipLedger doesn’t do

Manual entry takes time every shift — products that connect to your POS or time clock can save that work. TipLedger does not run payroll, pay staff, connect to a POS or payroll provider, or calculate or file taxes. You set the tip rules and are responsible for reviewing results and following the laws that apply to you.

Separately, we take inquiries for a paid Payroll Bookkeeping service. It is not included in any plan, has no free trial and can’t be purchased yet. Learn more.

Try it against your real numbers

30-day free trial of the software, no card to sign up. You choose a plan later on the Pricing page.